Privacy Policy

1. Scope of This Policy

This Privacy Policy describes how information is handled when visitors access and use this website. The website operates as an independent informational resource that provides educational content about merchant dashboards, payment data environments, and general operational concepts, including a neutral reference to MX Merchant. The website does not provide services, does not process payments, and does not require account registration. This policy explains what information may be collected, how it is used, how long it is retained, and what rights may apply to users located in the United States under applicable state privacy laws.

2. Categories of Information Collected

The website collects limited information that visitors choose to provide voluntarily through the Contact page. This information may include name, email address, subject, and message content. The website does not request financial information, account credentials, government identification numbers, or sensitive personal data.
In addition to user-submitted information, certain technical data may be collected automatically through standard web server processes. This may include IP address, browser type, device type, referring pages, and general usage patterns. This technical information is used solely for security, system stability, and operational monitoring.

3. Sources of Information

Information handled by the website originates from two primary sources. The first source is information submitted directly by a user through the contact form or email communication. The second source is technical information generated automatically when a device connects to the website through standard internet protocols.
The website does not obtain personal information from data brokers, marketing platforms, social media services, or third-party advertising networks.

4. Purpose of Information Use

Information is processed only for limited operational purposes. Contact form submissions are used to review and respond to a specific inquiry related to website content. Technical information is used to maintain website functionality, prevent unauthorized access, and support system performance monitoring.
The website does not use personal information for marketing, behavioral analysis, automated decision-making, or profiling. Information is not used to create user accounts, communication lists, or recurring contact programs.

5. Data Retention

Contact messages and related communication records are retained only for the period necessary to review and respond to the inquiry and to maintain a limited administrative reference. After this period, the information is removed or securely deleted.
Technical logs are retained for a limited duration consistent with system security and operational needs. Retention periods may vary depending on hosting infrastructure and security requirements, but information is not stored longer than necessary for operational purposes.

6. Information Sharing and Disclosure

The website does not sell, rent, or share personal information with third parties for advertising, marketing, or commercial purposes. Information is not disclosed to external organizations except where necessary to maintain website hosting, security, or basic technical operations.
Disclosure may occur if required to comply with applicable law, legal process, or requests from authorized authorities. Outside of these limited circumstances, personal information remains within the operational control of the website.

The website does not sell or share personal information and does not use targeted advertising as defined under applicable U.S. state privacy laws.

7. Cookies and Tracking Technologies

The website uses only strictly necessary and functional cookies required for basic operation and security. These technologies support session stability, page functionality, and protection against automated misuse.
The website does not use advertising cookies, cross-site tracking technologies, or behavioral analytics systems. Any limited analytics, if present, is configured to collect aggregated and non-identifiable usage information.

8. User Privacy Rights

Depending on the user’s state of residence, applicable privacy laws such as CCPA/CPRA, VCDPA, CPA, CTDPA, and UCPA may provide certain rights. These rights may include the ability to request access to personal information, request correction of inaccurate information, request deletion of personal data, or request a copy of submitted information where applicable.
Requests related to privacy rights may be submitted using the contact details listed above. The website reviews requests and responds within a reasonable timeframe consistent with applicable legal requirements.

9. Children’s Information (COPPA)

This website is intended for a general audience and is not directed toward children under the age of 13. The website does not knowingly collect personal information from children. If information is identified as having been submitted by a child under 13, it is removed promptly upon verification. Parents or guardians who believe a child has submitted information may contact the website using the details provided above.

10. Data Security Measures

The website uses administrative, technical, and organizational measures designed to protect information from unauthorized access, disclosure, alteration, or destruction. These measures include secure hosting environments, access controls, and monitoring of system activity.
While reasonable safeguards are maintained, no internet-based system can guarantee absolute security. Information submitted through the website should be limited to what is necessary for the specific inquiry.

11. Policy Updates

This Privacy Policy may be updated to reflect changes in website operations, legal requirements, or technical practices. Updates are posted on this page with a revised “Last Updated” date. Continued use of the website after updates indicates acknowledgment of the revised policy.